Sellers & Buyers

Buying a home in Fort Lauderdale (and beyond) without a Realtor.

Perhaps you are new to the area and have found your “dream home” without a Florida Realtor.  Or, perhaps you have found a property by knowing a seller who is selling “By Owner”.  If you have decided to purchase a property, our professional and friendly team at Title IQ can assist you throughout the closing process.

At Title IQ, each transaction is handled by one assigned team member from the outset.  This way you know who is working on your file throughout the closing process.  We are here every step of the way to provide you with the attention you deserve, and our multi-lingual team strives to make sure that we provide you with the personal touch you should expect.

Further, Title IQ has closed over 25 million dollars of real estate within its 2 years of service. We have the track record and reputation to help you with your real estate needs.  Independently owned and operated, Title IQ has helped potential homeowners for the past nearly thirty years.

Title IQ has closed transactions for the largest banks, builders and realtors in Florida. Some of our clients include Terra, Northern Trust, Suntrust, Arvida/JMB Partners, Landmark Homes, Windmill Reserve, Delcrest Homes, and Ambry Homes to name just a few. Through this wealth of experience, Title IQ is now ready to help you, the individual consumer, save time and money.

How to proceed:

1. Should you have any questions regarding purchasing a property, contact us before you actually begin the process doing so.  We are here to help you every step of the way!
2. Once you have contacted Title IQ and found a home you would like to purchase, any deposit that you make on that home will be held in escrow by Title IQ.
3. When you need to make an offer on the home, Title IQ will assist you in making arrangements so that you receive proper legal assistance in the preparation of your offer.  This way you have peace of mind that we are protecting your interests from the get go!
4. Once your offer is accepted, any additional deposits will also be held in escrow by Title IQ.
5. Once a contract is signed, our friendly team will assist you with arranging for inspections and obtaining a mortgage.
6. After that, the professionals at Title IQ will take charge and make sure that there are no liens on the property, the taxes have been paid and any association fees or dues have also been paid.  You will be kept notified about your closing every step of the way!
7. Title IQ will then prepare a closing statement for your review, collecting all the costs and credits that you are entitled to as a purchaser of the home.
8. Then we will close and issue you a Title Insurance Policy backed by one of our various well established title underwriters.

Let us be your title company so that we serve as your greatest resource for the closing, ensuring that your closing goes smoothly and effortlessly.  Our goal is to provide you with outstanding service, execution, and follow – through.

Investors

Title IQ is experienced in dealing with investors who are looking to purchase or invest in a property. The key is to know what you are doing.  That is where Title IQ can help. There are many mistakes that you can make, especially when dealing with purchasing distressed properties.  From second mortgages that were not properly foreclosed to HOA liens, you can increase your risk by not doing research before buying. Title IQ can provide title searches, title insurance policies, and handle closing once the property is ready to sell again.  In addition, as a Title Company that has Title IQ as your trusted legal counsel, we can help you avoid many of the pitfalls involved in buying distressed properties.

In fact, the recent news of issues concerning chain of title should cause investors great pause before purchasing.  Title IQ have always encouraged people to purchase Title Insurance especially if you purchased or will be purchasing property at Foreclosure sales. If you are bidding on foreclosures at auction, please call us so we can assist you in performing the proper lien searches before you bid.  Title Insurance covers this potential title defect, allowing the investor to cover not just the amount they paid for the property, but the fair market value once the property has been improved.  Thus, our team at Title IQ is able to help guide you through the entire process.

Florida Realtors and Real Estate Professionals

At Weston Title, each transaction is handled by one assigned team member from the outset.  This way Florida Realtors and Real Estate Professionals know exactly who they are working with, and are able to develop a close relationship with us.  Our multi-lingual team at Weston Title strive to make sure that we provide that personal touch that distinguishes our services above our competitors.

Title IQ is keenly aware of the competitive nature of the real estate market particularly among professional Florida Realtors. That is why we take great pride in providing exceptional Title IQ to top quality Florida Realtors associated with the following company’s over the past few decades: Prudential Florida Realty, Keyes Company, Esslinger, Wooten & Maxwell, Coldwell Banker, Sotheby’s, Christie’s, Douglas Elliman, Re/Max Partners and Re/Max Hometown among many others.

The individual Florida Realtors that we have served over the years have grown accustomed to the professional and friendly service that our staff at Title IQ provides – not just to Florida Realtors but to their buyers and sellers, lenders and others involved in a particular transaction.  

Please feel free to contact us to discuss how the friendly professionals at Title IQ may be able to help you build your business.

Foreclosures

We handle real estate issues involving Foreclosure Defense, we play a pivotal role in helping homeowners avoid Foreclosure and repair their financial stability by providing assistance with Short Sales and Loan Modifications. In fact, Short Sales is an effective way to avoid Foreclosure and deficiency judgments.  Short Sales allow a homeowner to try and get rid of a property that is underwater and draining financial assets while avoiding future liability for any deficiency.  At Title IQ we can serve all of your Short Sale needs, from negotiating and getting bank approval to the closing, guiding you throughout the process.

Short Sales can be a bank and buyer’s best friend.  Short Sales allow the bank to recover a portion of their investment up front, rather than taking the property back and being stuck with another house that the bank cannot sell.  In addition, banks have to pay taxes, HOA and maintenance fees once they take a property back.  Short Sales offer the banks an alternative resolution that is more favorable than Foreclosure and allow a Buyer to get a good deal.

Title IQ also can help homeowners seeking help in getting a Loan Modification who prefer to stay in their homes, but are underwater and having trouble making their mortgage payments or refinancing their current loan. Although the banks historically had been less willing to approve loan modifications, government incentives and mortgage fraud by the banks have  given the banks the shove they needed to avoid the foreclosure process.

Florida Banks / Lenders / Mortgage Companies

Title IQ has provided services on a regular basis to some of the top lenders in Florida including SunTrust, JP Morgan Chase, Northern Trust, BB&T, and Bank of America, among many others. These banks and mortgage lenders rely on the friendly, prompt, and professional real estate services provided by our team.

We provide closing and title services throughout the State of Florida as we provide services in Miami-Dade County, Broward County, Palm Beach County, Naples, Tampa, Fort Myers, Stuart, Orlando, and St. Lucie County.  Title IQ is owned and operated by attorneys; as a result, a real estate attorney is always available to assist with any legal issues that may arise.

Title IQ has a proven track record, having closed in excess of a billion dollars of real estate.

At Title IQ, central processing of all files allows for greater accountability and control that many banks and lenders seek.  Perhaps most importantly, our friendly and approachable team offers lenders the white glove service you should expect.  You will have a specific team member assigned to the file, making sure that you are notified of the status of the file.

Refinancing a Mortgage in Florida

Weston Title assists homeowners considering refinancing their Florida homes.  If you do not know where to start… start by calling Title IQ. We will provide you with a list of qualified Florida lenders with whom we regularly do business.  Then, once you have selected a lender we will make sure that your closing is hassle free.

Once you decide to refinance, the professionals at Title IQ are here to help you save money by providing you quick, efficient, and personal service when closing on the refinancing of your Florida home.

With Title IQ, you are not a number.  We pride ourselves in making sure that you receive the attention you deserve.  Our team will guide you throughout the process, and you will be notified as to the status of your file.

At Title IQ, you will be assigned a specific closer.  This way you will develop a personal relationship with us, and never feel as though you are being “passed” to someone else who is not familiar with your file.

Our multilingual staff will handle all of the tedious but important closing details, guiding you every step of the closing.

Our only goal is to provide you with outstanding service, execution, and follow – through.